Premier Insurance Agency Offering Risk Managment Solutions

For over 50 years and with over 70 insurance professionals, our agency has provided risk management products and services to business and individuals alike. With a focus on solving our clients’ problems, we offer a unique approach. Our service teams are set up with Account Executive leadership, Account Management servicing and technical assistance. Our goal is to communicate the benefits of an insurance program rather than the features of an insurance policy.

Our approach is to provide our clients with a 365 day stewardship process that begins three months prior to the inception of the program and continues during the course of the partnership. The overall goal is to establish a service delivery plan that is outcome based and meets specific financial and operational goals.

At Total Insurance Services we do not limit ourselves to relationships with just a few carriers, but maintain access to numerous markets. This is important for both the client and consultant in that you can be assured that we are bringing a complete representation of the most competitive options available

Risk Management - The Master Program Concept

Typically, Total Insurance Services maintains the role of “off-site” Risk Manager for many of our clients. Because of our insurance expertise for real estate firms, we have the depth of resources that will ensure that the client is receiving targeted risk management services that meet the unique needs of property owners.

At Total Insurance Services, we recommend that property portfolios consider implementing integrated, master programs which will ensure:

• One program with efficiency and reduction in premiums
• Consistency in coverage amongst the properties
• Reduction in the redundancy of liability limits and premiums
• Consistent approach to safety recommendation and claims handling
• Umbrella/excess program that extends over all of your properties – ensuring that you are adequately protected in the event of claim
• Ease of program management – one date – one carrier – one broker

Specialists in Real Estate

At Total Insurance Services we have a team of dedicated professionals providing insurance solutions for real estate. One of the keys to our success is that we recognize the incredible number of demands on the client’s time. Everything we do is an effort to reduce the time spent on insurance. This starts with the time it takes to obtain insurance quotes. Total represents over 50 insurance companies that insure real estate risks and can shop all of them for you – comparing and contrasting the coverage options as well.

For a well established and continuously growing real estate firm, it is important to establish partnerships that complement the client's core business and provide a value-added benefit. We recognize the importance of such partnerships and have been at the forefront of developing creative risk management solutions that enhance the service offerings for our partners. Total has a national reach and some exclusive relationships that allow for coverage that others cannot offer.