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About Us

For more than 50 years, Total Insurance Services, Inc. has offered its business and individual clients a unique, needs-based, tailored approach to risk management and insurance solutions.

As independent agents, we’re able to navigate the marketplace to find the best coverage for the most competitive price. And now as a partner of PCF Insurance Services, we’re able to provide even more value for our clients.

A top 20 U.S. broker headquartered in Lehi, Utah, PCF Insurance Services is a leading full-service consultant and insurance brokerage firm offering a broad array of commercial, life and health, employee benefits, and workers' compensation solutions.

Risk Management - The Master Program Concept

Typically, Total Insurance Services maintains the role of “off-site” Risk Manager for many of our clients. Because of our insurance expertise for real estate firms, we have the depth of resources that will ensure that the client is receiving targeted risk management services that meet the unique needs of property owners.

At Total Insurance Services, we recommend that property portfolios consider implementing integrated, master programs which will ensure:

  • One program with efficiency and reduction in premiums
  • Consistency in coverage amongst the properties
  • Reduction in the redundancy of liability limits and premiums
  • Consistent approach to safety recommendation and claims handling
  • Umbrella/excess program that extends over all of your properties – ensuring that you are adequately protected in the event of claim
  • Ease of program management – one date – one carrier – one broker

Specialist in Real Estate

At Total Insurance Services we have a team of dedicated professionals providing insurance solutions for real estate. One of the keys to our success is that we recognize the incredible number of demands on the client’s time. Everything we do is an effort to reduce the time spent on insurance. This starts with the time it takes to obtain insurance quotes. Total represents over 50 insurance companies that insure real estate risks and can shop all of them for you – comparing and contrasting the coverage options as well.

For a well established and continuously growing real estate firm, it is important to establish partnerships that complement the client's core business and provide a value-added benefit. We recognize the importance of such partnerships and have been at the forefront of developing creative risk management solutions that enhance the service offerings for our partners. Total has a national reach and some exclusive relationships that allow for coverage that others cannot offer.

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